PayerParity

Madiha Ghayas, M.D.

Psychiatry Physician · Houston, TX 77084 · NPI 1609199926 · 3 payer files

85%of Medicare

Cigna — Texas Connect (individual & family) pays Madiha Ghayas, M.D. $82.00 for a 99213Office visit, established patient, low complexity. Medicare pays $96.33 for the same service in this locality. Commercial insurance is widely assumed to pay above Medicare.

Negotiated rates vs Medicare

ServicePayer · planNegotiatedMedicare% of MedicareAmong Houston psychiatry physicians, same plan
99213Office visit, established patient, low complexityCigna — Texas Connect (individual & family)$82.00$96.3385%

above 65% of 249 Houston psychiatry physicians on this plan

UnitedHealthcare — Optum Behavioral Health$81.58$96.3385%

above 9% of 204 Houston psychiatry physicians on this plan

Aetna — Texas (office visit and psychotherapy codes only)$69.36median of 20 rows · $55.30$81.60$96.3372%

above 25% of 404 Houston psychiatry physicians on this plan

99214Office visit, established patient, moderate complexityCigna — Texas Connect (individual & family)$119.00$137.4187%

above 65% of 249 Houston psychiatry physicians on this plan

UnitedHealthcare — Optum Behavioral Health$120.38$137.4188%

above 10% of 197 Houston psychiatry physicians on this plan

Aetna — Texas (office visit and psychotherapy codes only)$100.61median of 20 rows · $81.21$118.37$137.4173%

above 29% of 404 Houston psychiatry physicians on this plan

90833Psychotherapy, 30 minutes, add-on to an office visitCigna — Texas Connect (individual & family)$78.00$82.6894%

above 80% of 249 Houston psychiatry physicians on this plan

UnitedHealthcare — Optum Behavioral Health$76.03$82.6892%

above 12% of 197 Houston psychiatry physicians on this plan

Aetna — Texas (office visit and psychotherapy codes only)$66.56median of 12 rows · $58.73$78.30$82.6881%

above 17% of 380 Houston psychiatry physicians on this plan

90838Psychotherapy, 60 minutes, add-on to an office visitCigna — Texas Connect (individual & family)$130.00$138.6294%

above 87% of 249 Houston psychiatry physicians on this plan

UnitedHealthcare — Optum Behavioral Health$126.72$138.6291%

above 90% of 197 Houston psychiatry physicians on this plan

Aetna — Texas (office visit and psychotherapy codes only)$115.61median of 12 rows · $102.01$136.02$138.6283%

above 16% of 213 Houston psychiatry physicians on this plan

Sources. Cigna — Texas Connect (individual & family) (September 2026); UnitedHealthcare — Optum Behavioral Health (September 2026); Aetna — Texas (office visit and psychotherapy codes only) (August 2026 extract). Each payer’s machine-readable file, joined to the national provider registry by NPI. Rates are the negotiated professional amounts — not billed charges, and not what a member owes after cost sharing. Where a file carries several contract rows for one clinician and code, the median is shown with the range and row count beneath it.

Medicare. Non-facility allowed amount, HOUSTON, Texas, Locality 18, CY2026 non-QP conversion factor, computed from RVUs and the locality’s geographic indices — not looked up from a table.

Position. Percentile of this rate among Houston clinicians in the same specialty holding a rate for the same code on the same plan; falls back to all Houston clinicians on that plan where the specialty cohort is under ten. Payers are never pooled.

Built 2026-09-03 · PayerParity