PayerParity

Michelle Argentina

Clinical Social Worker · Houston, TX 77008 · NPI 1649938705 · 2 payer files

112%of Medicare

Cigna — Texas Connect (individual & family) pays Michelle Argentina $107.97 for a 99213Office visit, established patient, low complexity. Medicare pays $96.33 for the same service in this locality. Commercial insurance is widely assumed to pay above Medicare.

Negotiated rates vs Medicare

ServicePayer · planNegotiatedMedicare% of MedicareAmong Houston clinical social workers, same plan
99213Office visit, established patient, low complexityCigna — Texas Connect (individual & family)$107.97$96.33112%

above 2% of 41 Houston clinical social workers on this plan

Aetna — Texas (office visit and psychotherapy codes only)$72.25median of 90 rows · $53.11$109.93$96.3375%

above 52% of 780 Houston clinical social workers on this plan

99214Office visit, established patient, moderate complexityCigna — Texas Connect (individual & family)$156.34$137.41114%

above 2% of 41 Houston clinical social workers on this plan

Aetna — Texas (office visit and psychotherapy codes only)$94.84median of 80 rows · $76.90$159.65$137.4169%

above 13% of 783 Houston clinical social workers on this plan

Also contracted — outside this specialty’s usual billing

ServicePayer · planNegotiatedMedicare% of MedicareAmong Houston clinical social workers, same plan
90833Psychotherapy, 30 minutes, add-on to an office visitCigna — Texas Connect (individual & family)$94.48$82.68114%not typically billed by clinical social workers
Aetna — Texas (office visit and psychotherapy codes only)$75.03median of 60 rows · $55.28$105.60$82.6891%not typically billed by clinical social workers
90838Psychotherapy, 60 minutes, add-on to an office visitCigna — Texas Connect (individual & family)$152.97$138.62110%not typically billed by clinical social workers
Aetna — Texas (office visit and psychotherapy codes only)$122.70median of 56 rows · $92.58$185.26$138.6289%not typically billed by clinical social workers

A payer’s file carries a rate for every code in the contract’s fee class, whether or not the clinician will ever bill it. These rows are real, and they are how the fee class shows through — but they are not evidence that Michelle Argentina performs these services, and they are kept out of the benchmark above.

Sources. Cigna — Texas Connect (individual & family) (September 2026); Aetna — Texas (office visit and psychotherapy codes only) (August 2026 extract). Each payer’s machine-readable file, joined to the national provider registry by NPI. Rates are the negotiated professional amounts — not billed charges, and not what a member owes after cost sharing. Where a file carries several contract rows for one clinician and code, the median is shown with the range and row count beneath it.

Medicare. Non-facility allowed amount, HOUSTON, Texas, Locality 18, CY2026 non-QP conversion factor, computed from RVUs and the locality’s geographic indices — not looked up from a table.

Position. Percentile of this rate among Houston clinicians in the same specialty holding a rate for the same code on the same plan; falls back to all Houston clinicians on that plan where the specialty cohort is under ten. Payers are never pooled.

Built 2026-09-03 · PayerParity