PayerParity

Monica Contreras, PA-C

Physician Assistant · Houston, TX 77054 · NPI 1912070475 · 2 payer files

80%of Medicare

UnitedHealthcare — Optum Behavioral Health pays Monica Contreras, PA-C $77.20 for a 99213Office visit, established patient, low complexity. Medicare pays $96.33 for the same service in this locality. Commercial insurance is widely assumed to pay above Medicare.

Negotiated rates vs Medicare

ServicePayer · planNegotiatedMedicare% of MedicareAmong Houston physician assistants, same plan
99213Office visit, established patient, low complexityUnitedHealthcare — Optum Behavioral Health$77.20$96.3380%

above 11% of 19 Houston physician assistants on this plan

Aetna — Texas (office visit and psychotherapy codes only)$65.46median of 230 rows · $52.15$81.60$96.3368%

above 20% of 1,220 Houston physician assistants on this plan

99214Office visit, established patient, moderate complexityUnitedHealthcare — Optum Behavioral Health$109.17$137.4179%

above 0% of 19 Houston physician assistants on this plan

Aetna — Texas (office visit and psychotherapy codes only)$95.14median of 236 rows · $76.78$118.37$137.4169%

above 19% of 1,217 Houston physician assistants on this plan

Also contracted — outside this specialty’s usual billing

ServicePayer · planNegotiatedMedicare% of MedicareAmong Houston physician assistants, same plan
90833Psychotherapy, 30 minutes, add-on to an office visitUnitedHealthcare — Optum Behavioral Health$64.63$82.6878%not typically billed by physician assistants
Aetna — Texas (office visit and psychotherapy codes only)$65.96median of 24 rows · $57.67$78.30$82.6880%not typically billed by physician assistants
90838Psychotherapy, 60 minutes, add-on to an office visitUnitedHealthcare — Optum Behavioral Health$99.08$138.6271%not typically billed by physician assistants
Aetna — Texas (office visit and psychotherapy codes only)$115.61median of 24 rows · $102.01$136.02$138.6283%not typically billed by physician assistants

A payer’s file carries a rate for every code in the contract’s fee class, whether or not the clinician will ever bill it. These rows are real, and they are how the fee class shows through — but they are not evidence that Monica Contreras, PA-C performs these services, and they are kept out of the benchmark above.

Sources. UnitedHealthcare — Optum Behavioral Health (September 2026); Aetna — Texas (office visit and psychotherapy codes only) (August 2026 extract). Each payer’s machine-readable file, joined to the national provider registry by NPI. Rates are the negotiated professional amounts — not billed charges, and not what a member owes after cost sharing. Where a file carries several contract rows for one clinician and code, the median is shown with the range and row count beneath it.

Medicare. Non-facility allowed amount, HOUSTON, Texas, Locality 18, CY2026 non-QP conversion factor, computed from RVUs and the locality’s geographic indices — not looked up from a table.

Position. Percentile of this rate among Houston clinicians in the same specialty holding a rate for the same code on the same plan; falls back to all Houston clinicians on that plan where the specialty cohort is under ten. Payers are never pooled.

Built 2026-09-03 · PayerParity