PayerParity

Margarita Kogan

Social Worker · Houston, TX 77079 · NPI 1922504125 · 2 payer files

81%of Medicare

Aetna — Texas (office visit and psychotherapy codes only) pays Margarita Kogan $78.13 for a 99213Office visit, established patient, low complexity. Medicare pays $96.33 for the same service in this locality. Commercial insurance is widely assumed to pay above Medicare. The file lists 80 contract rows for this clinician and code, from $53.11 to $109.93; the median is shown.

Negotiated rates vs Medicare

ServicePayer · planNegotiatedMedicare% of MedicareAmong Houston social workers, same plan
99213Office visit, established patient, low complexityAetna — Texas (office visit and psychotherapy codes only)$78.13median of 80 rows · $53.11$109.93$96.3381%

above 96% of 69 Houston social workers on this plan

99214Office visit, established patient, moderate complexityAetna — Texas (office visit and psychotherapy codes only)$102.83median of 68 rows · $76.90$159.65$137.4175%

above 88% of 69 Houston social workers on this plan

Also contracted — outside this specialty’s usual billing

ServicePayer · planNegotiatedMedicare% of MedicareAmong Houston social workers, same plan
90833Psychotherapy, 30 minutes, add-on to an office visitUnitedHealthcare — Optum Behavioral Health$72.38$82.6888%not typically billed by social workers
Aetna — Texas (office visit and psychotherapy codes only)$76.20median of 60 rows · $55.28$105.60$82.6892%not typically billed by social workers
90838Psychotherapy, 60 minutes, add-on to an office visitAetna — Texas (office visit and psychotherapy codes only)$122.70median of 54 rows · $92.58$185.26$138.6289%not typically billed by social workers

A payer’s file carries a rate for every code in the contract’s fee class, whether or not the clinician will ever bill it. These rows are real, and they are how the fee class shows through — but they are not evidence that Margarita Kogan performs these services, and they are kept out of the benchmark above.

Sources. UnitedHealthcare — Optum Behavioral Health (September 2026); Aetna — Texas (office visit and psychotherapy codes only) (August 2026 extract). Each payer’s machine-readable file, joined to the national provider registry by NPI. Rates are the negotiated professional amounts — not billed charges, and not what a member owes after cost sharing. Where a file carries several contract rows for one clinician and code, the median is shown with the range and row count beneath it.

Medicare. Non-facility allowed amount, HOUSTON, Texas, Locality 18, CY2026 non-QP conversion factor, computed from RVUs and the locality’s geographic indices — not looked up from a table.

Position. Percentile of this rate among Houston clinicians in the same specialty holding a rate for the same code on the same plan; falls back to all Houston clinicians on that plan where the specialty cohort is under ten. Payers are never pooled.

Built 2026-09-03 · PayerParity